US Housing View – November 14, 2025

On prices, rent, and mortgage:    

  • Trump calls 50-year mortgages no ‘big deal’ as right-wing conservatives balk – Reuters
  • Will a 50-Year Mortgage Make Homes More Affordable? Here’s How It Would Work. A mortgage this long would reduce a home buyer’s monthly payments, but the interest owed would be much higher – Wall Street Journal
  • Why Lower Mortgage Rates Aren’t Enough to Make Homes Affordable, in Charts. Many hopeful buyers need more than lower rates to afford a house – Wall Street Journal
  • The Housing Industry’s Take on the 50-Year Mortgage. The hint of a 50-year mortgage by President Donald Trump has spawned differing opinions and new insight into what’s possible for housing affordability. – Builder
  • 3 questions about Trump’s 50-year mortgage plan – NPR
  • Trump’s 50-Year Mortgage Loses Steam as Industry Questions Costs – Bloomberg
  • Builders’ Cheap Mortgages Are a Bad Deal for Home Buyers. People who borrow from a builder are more likely to overpay for their property and be underwater after they move in – Wall Street Journal
  • Adjustable-Rate Mortgage Applications Rise – NAHB
  • Unchanged Lending Conditions for Residential Mortgages in Third Quarter – NAHB
  • Monitoring Employment for Home Price Cues – Home Economics
  • Home Prices Keep Rising: 10 Markets Seeing the Sharpest Increases – National Association of Realtor
  • The Most Rent-Burdened States in America – Visual Capitalist
  • What Mamdani Can Learn From Cairo About Rent Control – Bloomberg
  • November ICE Mortgage Monitor: Home Prices “Firmed” in October, Up 0.9% Year-over-year – Calculated Risk
  • The decade of regulation: How New York City’s housing policies fueled rental inflation. Understanding how regulatory layering has driven rental inflation in New York City is critical to forging solutions that restore the rental market. – Reason


On sales, permits, starts, and supply:    

  • Which Local Markets Track National Trends the Most: 2024 Multifamily MAI – NAHB
  • Remodelers on the Rise: How Renovation is Reshaping Residential Construction – NAHB
  • 2nd Look at Local Housing Markets in October – Calculated Risk
  • Part 1: Current State of the Housing Market; Overview for mid-November 2025 Calculated Risk
  • Part 2: Current State of the Housing Market; Overview for mid-November 2025 – Calculated Risk


On other developments:    

  • The staircase rule that’s limiting housing growth. Revisiting the two-stair requirement in building code could improve spatial efficiency and expand housing options. – Reason
  • Why Is the Cost of Owning a Home So High Now? It’s getting tougher than ever to become a homeowner, especially for first-time buyers. A Tufts economist explains why – Tufts Now
  • Virginia Is Struggling in Affordability and Homebuilding: Can Spanberger Get the State Building Again? – Realtor.com
  • Mississippi Is Struggling in Affordability and Homebuilding: Can Gov. Reeves Build Momentum? – Realtor.com
  • Record Shutdown Clouds Economic Data, and Housing Is Caught in the Middle – Realtor.com
  • Why More Housing Is Key to a Thriving Economy. ‘A strong community is really dependent on a strong economy and also a strong workforce. And in order to have those things you need an affordable home so that employees can easily get to their job.’ – US Chamber of Commerce
  • More Cities Are Turning Into Buyer’s Markets—Where Homebuyers Now Have the Upper Hand – Realtor.com
  • Dream Home Sooner: How a 0% Down VA Loan Cuts 4.4 Years Off the Wait – Realtor.com
  • The Difference Between Affordable Housing and Housing that’s Affordable – Politico
  • ATTOM Reveals Best Day to Buy a Home Based on Lowest Premium Above AVM – ATTOM
  • AI Layoffs Are Spiking—Could They Be the Housing Market’s Next Shock Wave? – Realtor.com
  • U.S. Cross-Sector Housing Monitor: 2H25 – FitchRatings
  • Washington, DC, Is Failing in Affordability and Homebuilding: Can Mayor Bowser Reverse the Trend? – Realtor.com  
  • U.S. Foreclosure Activity Posts Eighth Straight Month of Year-Over-Year Increases – ATTOM
  • Trump Administration Expected to Drastically Cut Housing Grants. In a major shift, HUD’s plan would direct most of the $3.5 billion in homelessness funds away from Housing First to programs that prioritize work and drug treatment. – New York Times
  • How this major city became one of America’s most affordable for home buyers. While there are many yardsticks for calculating housing affordability, Pittsburgh stands out as uniquely livable – Washington Post  
  • U.S. Housing Economy Cools Further with Higher Costs, Weaker Demand – Fitch Ratings

Posted by at 5:00 AM

Labels: Global Housing Watch

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