Housing View – September 1, 2023

On cross-country:

  • 20 Countries where Housing Prices are Declining or Flat – Yahoo Finance
  • Extreme renting: Estonia start-up boom fuels EU’s biggest cost rises. High levels of home ownership in the Baltic nation mean rents are volatile to market changes and fuelled by expat workers – FT


Working Papers and Conferences


On the US—developments on house prices, rent, permits and mortgage:    

  • How can American house prices still be rising? Mortgage payments are at their highest since the mid-1980s – The Economist
  • America Has a Mortgage Problem New York Times
  • Zillow to offer a 1% down payment loan program – CNN
  • Mortgage Rates at 7% Are Making Everything Worse for US Homebuyers. With supply tight and prices rising, deals are frozen with little relief in sight. – Bloomberg
  • Why Are Mortgage Rates So High, and How Long Will They Stay Up? Economists say loan rates are affected by a complicated combination of factors, but there are tactics consumers can use to land a lower rate. – New York Times
  • Fannie Mae Single-Family Mortgage Serious Delinquency Rate Lowest since 2002 – Calculated Risk
  • U.S. Home Prices Held Steady in June. S&P CoreLogic Case-Shiller National Home Price Index was unchanged year-over-year in June – Wall Street Journal
  • Case-Shiller: National House Price Index Unchanged year-over-year in June. “FHFA’s seasonally adjusted monthly index for June was up 0.3 percent from May.” – Calculated Risk
  • US home prices show signs of stabilizing, reports show – Reuters
  • Short U.S. housing correction likely over; tight supply to keep prices high: Reuters poll – Reuters


On the US—other developments:
    

  • The Next Big Housing Markets: Where To Invest in 2024 – Yahoo Finance 
  • Small Multifamily Homes Were Disappearing. Now States Are Scrambling to Revive Them. Construction of low-density housing like duplexes hovers near record lows, as states pass zoning reform to tackle the affordable housing crisis. – Bloomberg
  • The Hottest Zip Codes of 2023 – Realtor.com
  • Just How Unaffordable Is the US Housing Market? Americans have been stretching their finances to buy homes since the 1970s, and this time is no different. – Bloomberg   


On China:

  • How Evergrande’s downfall signaled China’s property crisis – Reuters
  • Chinese banks to cut existing mortgage rates as property crisis deepens – Reuters
  • China Eases Home Purchase Rules in New Push to Boost Economy. Beijing proposes that local governments scrap a mortgage rule. More people to be recognized as first-time buyers as a result – Bloomberg
  • China approves guidelines to boost affordable housing amid property debt crisis – Reuters
  • Paid Late, or Never: Painters, Builders and Realtors Hit by China’s Property Crisis. As a real estate meltdown ripples through the economy, small businesses and workers are owed hundreds of billions of dollars, and new projects have dried up. – New York Times
  • China Banks to Cut Rates on Mortgages, Deposits in Stimulus Push. China’s state banks are being enlisted to support economy. Beijing is struggling to boost economy, investor confidence – Bloomberg
  • Country Garden asks for more time to repay renminbi bond. Proposal for grace period is further sign of financial strain on China’s property sector – FT


On other countries:
 

  • [Australia] Think curbing overseas migration will end the housing crisis? It won’t – and we can’t afford to do it – The Conversation
  • [Canada] Little relief for indebted Canadian homeowners as mortgage rates seen higher for longer – Reuters
  • [Canada] Canada considers foreign student cap over housing crisis – BBC
  • [Hong Kong] Hong Kong home prices drop for third month in July, down 1.1% – Reuters
  • [Germany] Germany’s ruling party plans to curb rent increases. SPD set to unveil measures to tackle soaring costs facing tenants, says senior lawmaker – FT
  • [New Zealand] New Zealand house prices to rise again on supply shortage, rate cut hopes: Reuters poll – Reuters
  • [Sweden] Sweden Housing Starts Nosedive in Sign of Worse Shortage to Come – Bloomberg

Posted by at 5:00 AM

Labels: Global Housing Watch

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